Mobility Insurance is an innovative insurance solution for shared mobility, which insures the driver of the rented or shared vehicle rather than the vehicle itself.

In the growing sharing economy, more and more people are switching from ownership to use. However, the insurability of shared vehicles is under pressure as drivers are careless with rented vehicles. By linking insurance to an ID or driver’s license, drivers are expected to exhibit safer driving behavior.

The Ministry of I&W supports this research, and parties such as BOVAG are already interested in this insurance solution for the commercial car rental market, where insurability is also an issue.